Sussex County, Delaware home prices
Typical home $484,559 · +0.6% in a year · property tax 0.32%
The typical home in Sussex County is worth $484,559, 20% more than the Delaware typical home ($405,061). Values changed +0.6% in the past year and +13.1% over five years. Homeowners here pay a median 0.32% of their home's value in property tax each year ($1,548 on the typical home), versus 0.49% statewide.
Mortgage on the typical Sussex County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $96,912 | $387,647 | $2,608 | $0 | $371 | $2,979 | $127,700 |
| 10% down | $48,456 | $436,103 | $2,934 | $182 | $371 | $3,487 | $149,400 |
| 5% down | $24,228 | $460,331 | $3,097 | $192 | $371 | $3,660 | $156,800 |
| 3.5% down (FHA) | $16,960 | $475,782 | $3,201 | $214 | $371 | $3,786 | $162,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.32% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Delaware · part of the Salisbury metro area.
Delaware counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Kent County | $371,868 | +2.3% | 0.43% |
| New Castle County | $366,105 | +1.4% | 0.71% |
Frequently asked questions
What is the average home price in Sussex County, DE?
The typical home value in Sussex County is $484,559 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Sussex County?
About $127,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Sussex County?
The median effective rate is 0.32% of home value a year (Census ACS 2024 5-year estimates).