Dover, DE home prices
Typical home $371,872 · +2.3% in a year · income needed $99,500
The Dover, DE metro area ranks 189 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +2.3% in a year and +28.9% over five years. With 20% down at 7.11%, the typical home costs about $2,321 a month including 0.43% property tax (Kent County rate).
Mortgage on the typical Dover home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $74,374 | $297,498 | $2,001 | $0 | $319 | $2,321 | $99,500 |
| 10% down | $37,187 | $334,685 | $2,251 | $139 | $319 | $2,710 | $116,200 |
| 5% down | $18,594 | $353,279 | $2,377 | $147 | $319 | $2,843 | $121,800 |
| 3.5% down (FHA) | $13,016 | $365,137 | $2,456 | $164 | $319 | $2,940 | $126,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.43% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Dover area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Kent County, DE | $371,868 | +2.3% | 0.43% |
What can you afford in Delaware on your salary? · Delaware home prices · Salaries in Delaware
Frequently asked questions
How much is a house in Dover?
The typical home in the Dover, DE metro area is worth $371,872 (Zillow, September 2026).
What salary do you need to buy a house in Dover?
About $99,500 a year for the typical home with 20% down at 7.11%.