Litchfield County, Connecticut home prices
Typical home $424,057 · +2.8% in a year · property tax 1.59%
The typical home in Litchfield County is worth $424,057, 5% less than the Connecticut typical home ($447,319). Values changed +2.8% in the past year and +37.6% over five years. County tax data isn't published, so the Connecticut average of 1.59% is used.
Mortgage on the typical Litchfield County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $84,811 | $339,246 | $2,282 | $0 | $773 | $3,055 | $130,900 |
| 10% down | $42,406 | $381,651 | $2,567 | $159 | $773 | $3,499 | $150,000 |
| 5% down | $21,203 | $402,854 | $2,710 | $168 | $773 | $3,651 | $156,500 |
| 3.5% down (FHA) | $14,842 | $416,376 | $2,801 | $188 | $773 | $3,761 | $161,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.59% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Connecticut · part of the Torrington metro area.
Connecticut counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| New London County | $430,928 | +7.0% | 1.59% |
| Tolland County | $409,254 | +5.5% | 1.59% |
| New Haven County | $406,207 | +4.9% | 1.59% |
| Middlesex County | $461,315 | +5.0% | 1.59% |
| Hartford County | $384,859 | +5.2% | 1.59% |
| Windham County | $375,521 | +4.4% | 1.59% |
| Fairfield County | $687,642 | +6.2% | 1.59% |
Frequently asked questions
What is the average home price in Litchfield County, CT?
The typical home value in Litchfield County is $424,057 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Litchfield County?
About $130,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Litchfield County?
County figures are not published; the Connecticut average is 1.59%.