Hartford County, Connecticut home prices
Typical home $384,859 · +5.2% in a year · property tax 1.59%
The typical home in Hartford County is worth $384,859, 14% less than the Connecticut typical home ($447,319). Values changed +5.2% in the past year and +45.5% over five years. County tax data isn't published, so the Connecticut average of 1.59% is used.
Mortgage on the typical Hartford County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $76,972 | $307,887 | $2,071 | $0 | $701 | $2,772 | $118,800 |
| 10% down | $38,486 | $346,373 | $2,330 | $144 | $701 | $3,176 | $136,100 |
| 5% down | $19,243 | $365,616 | $2,460 | $152 | $701 | $3,313 | $142,000 |
| 3.5% down (FHA) | $13,470 | $377,888 | $2,542 | $170 | $701 | $3,414 | $146,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.59% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Connecticut · part of the Hartford metro area.
Connecticut counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Windham County | $375,521 | +4.4% | 1.59% |
| New Haven County | $406,207 | +4.9% | 1.59% |
| Tolland County | $409,254 | +5.5% | 1.59% |
| Litchfield County | $424,057 | +2.8% | 1.59% |
| New London County | $430,928 | +7.0% | 1.59% |
| Middlesex County | $461,315 | +5.0% | 1.59% |
| Fairfield County | $687,642 | +6.2% | 1.59% |
Frequently asked questions
What is the average home price in Hartford County, CT?
The typical home value in Hartford County is $384,859 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Hartford County?
About $118,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Hartford County?
County figures are not published; the Connecticut average is 1.59%.