Yolo County, California home prices
Typical home $612,563 · -0.3% in a year · property tax 0.77%
The typical home in Yolo County is worth $612,563, 20% less than the California typical home ($761,538). Values changed -0.3% in the past year and +5.9% over five years. Homeowners here pay a median 0.77% of their home's value in property tax each year ($4,687 on the typical home), versus 0.72% statewide.
Mortgage on the typical Yolo County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $122,513 | $490,050 | $3,297 | $0 | $697 | $3,993 | $171,100 |
| 10% down | $61,256 | $551,307 | $3,709 | $230 | $697 | $4,635 | $198,700 |
| 5% down | $30,628 | $581,935 | $3,915 | $242 | $697 | $4,854 | $208,000 |
| 3.5% down (FHA) | $21,440 | $601,468 | $4,046 | $271 | $697 | $5,014 | $214,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.77% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in California · part of the Sacramento metro area.
California counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Nevada County | $610,265 | +0.8% | 0.75% |
| Riverside County | $602,790 | +0.4% | 0.78% |
| El Dorado County | $648,637 | +0.8% | 0.7% |
| Solano County | $571,152 | -0.9% | 0.75% |
| San Bernardino County | $548,565 | +0.9% | 0.7% |
| Placer County | $684,800 | +1.3% | 0.84% |
| Inyo County | $524,036 | +5.7% | 0.74% |
| Sacramento County | $521,128 | -0.5% | 0.73% |
| San Joaquin County | $519,776 | -2.1% | 0.75% |
| Alpine County | $508,465 | -2.0% | 0.77% |
Frequently asked questions
What is the average home price in Yolo County, CA?
The typical home value in Yolo County is $612,563 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Yolo County?
About $171,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Yolo County?
The median effective rate is 0.77% of home value a year (Census ACS 2024 5-year estimates).