Nevada County, California home prices
Typical home $610,265 · +0.8% in a year · property tax 0.75%
The typical home in Nevada County is worth $610,265, 20% less than the California typical home ($761,538). Values changed +0.8% in the past year and -1.2% over five years. Homeowners here pay a median 0.75% of their home's value in property tax each year ($4,607 on the typical home), versus 0.72% statewide.
Mortgage on the typical Nevada County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $122,053 | $488,212 | $3,284 | $0 | $689 | $3,973 | $170,300 |
| 10% down | $61,027 | $549,239 | $3,695 | $229 | $689 | $4,613 | $197,700 |
| 5% down | $30,513 | $579,752 | $3,900 | $242 | $689 | $4,831 | $207,000 |
| 3.5% down (FHA) | $21,359 | $599,212 | $4,031 | $270 | $689 | $4,990 | $213,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.75% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in California · part of the Truckee metro area.
California counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Yolo County | $612,563 | -0.3% | 0.77% |
| Riverside County | $602,790 | +0.4% | 0.78% |
| El Dorado County | $648,637 | +0.8% | 0.7% |
| Solano County | $571,152 | -0.9% | 0.75% |
| San Bernardino County | $548,565 | +0.9% | 0.7% |
| Placer County | $684,800 | +1.3% | 0.84% |
| Inyo County | $524,036 | +5.7% | 0.74% |
| Sacramento County | $521,128 | -0.5% | 0.73% |
| San Joaquin County | $519,776 | -2.1% | 0.75% |
| Alpine County | $508,465 | -2.0% | 0.77% |
Frequently asked questions
What is the average home price in Nevada County, CA?
The typical home value in Nevada County is $610,265 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Nevada County?
About $170,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Nevada County?
The median effective rate is 0.75% of home value a year (Census ACS 2024 5-year estimates).