Ventura County, California home prices
Typical home $869,794 · +1.1% in a year · property tax 0.68%
The typical home in Ventura County is worth $869,794, 14% more than the California typical home ($761,538). Values changed +1.1% in the past year and +15.4% over five years. Homeowners here pay a median 0.68% of their home's value in property tax each year ($5,893 on the typical home), versus 0.72% statewide.
Mortgage on the typical Ventura County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $173,959 | $695,835 | $4,681 | $0 | $926 | $5,607 | $240,300 |
| 10% down | $86,979 | $782,815 | $5,266 | $326 | $926 | $6,518 | $279,400 |
| 5% down | $43,490 | $826,304 | $5,559 | $344 | $926 | $6,829 | $292,700 |
| 3.5% down (FHA) | $30,443 | $854,040 | $5,745 | $385 | $926 | $7,056 | $302,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.68% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in California · part of the Oxnard metro area.
California counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Napa County | $869,491 | -1.0% | 0.69% |
| Los Angeles County | $871,674 | +0.4% | 0.68% |
| San Luis Obispo County | $897,661 | +2.0% | 0.68% |
| Monterey County | $841,129 | +1.2% | 0.63% |
| San Diego County | $926,979 | +0.8% | 0.68% |
| Sonoma County | $782,980 | +0.8% | 0.7% |
| Contra Costa County | $768,394 | -0.5% | 0.83% |
| San Benito County | $763,020 | +0.1% | 0.81% |
| Mono County | $758,836 | +3.2% | 0.65% |
| Santa Barbara County | $988,595 | +4.3% | 0.65% |
Frequently asked questions
What is the average home price in Ventura County, CA?
The typical home value in Ventura County is $869,794 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Ventura County?
About $240,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Ventura County?
The median effective rate is 0.68% of home value a year (Census ACS 2024 5-year estimates).