Sonoma County, California home prices
Typical home $782,980 · +0.8% in a year · property tax 0.7%
The typical home in Sonoma County is worth $782,980, 3% more than the California typical home ($761,538). Values changed +0.8% in the past year and +4.4% over five years. Homeowners here pay a median 0.7% of their home's value in property tax each year ($5,468 on the typical home), versus 0.72% statewide.
Mortgage on the typical Sonoma County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $156,596 | $626,384 | $4,214 | $0 | $847 | $5,061 | $216,900 |
| 10% down | $78,298 | $704,682 | $4,740 | $294 | $847 | $5,881 | $252,100 |
| 5% down | $39,149 | $743,831 | $5,004 | $310 | $847 | $6,161 | $264,000 |
| 3.5% down (FHA) | $27,404 | $768,798 | $5,172 | $346 | $847 | $6,365 | $272,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.7% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in California · part of the Santa Rosa metro area.
California counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Contra Costa County | $768,394 | -0.5% | 0.83% |
| San Benito County | $763,020 | +0.1% | 0.81% |
| Mono County | $758,836 | +3.2% | 0.65% |
| Monterey County | $841,129 | +1.2% | 0.63% |
| Napa County | $869,491 | -1.0% | 0.69% |
| Ventura County | $869,794 | +1.1% | 0.68% |
| Los Angeles County | $871,674 | +0.4% | 0.68% |
| Placer County | $684,800 | +1.3% | 0.84% |
| San Luis Obispo County | $897,661 | +2.0% | 0.68% |
| El Dorado County | $648,637 | +0.8% | 0.7% |
Frequently asked questions
What is the average home price in Sonoma County, CA?
The typical home value in Sonoma County is $782,980 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Sonoma County?
About $216,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Sonoma County?
The median effective rate is 0.7% of home value a year (Census ACS 2024 5-year estimates).