Contra Costa County, California home prices
Typical home $768,394 · -0.5% in a year · property tax 0.83%
The typical home in Contra Costa County is worth $768,394, about the same as the California typical home ($761,538). Values changed -0.5% in the past year and -3.0% over five years. Homeowners here pay a median 0.83% of their home's value in property tax each year ($6,344 on the typical home), versus 0.72% statewide.
Mortgage on the typical Contra Costa County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $153,679 | $614,715 | $4,135 | $0 | $913 | $5,048 | $216,300 |
| 10% down | $76,839 | $691,555 | $4,652 | $288 | $913 | $5,853 | $250,800 |
| 5% down | $38,420 | $729,974 | $4,911 | $304 | $913 | $6,128 | $262,600 |
| 3.5% down (FHA) | $26,894 | $754,477 | $5,075 | $340 | $913 | $6,328 | $271,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.83% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in California · part of the San Francisco metro area.
California counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| San Benito County | $763,020 | +0.1% | 0.81% |
| Mono County | $758,836 | +3.2% | 0.65% |
| Sonoma County | $782,980 | +0.8% | 0.7% |
| Monterey County | $841,129 | +1.2% | 0.63% |
| Placer County | $684,800 | +1.3% | 0.84% |
| Napa County | $869,491 | -1.0% | 0.69% |
| Ventura County | $869,794 | +1.1% | 0.68% |
| Los Angeles County | $871,674 | +0.4% | 0.68% |
| El Dorado County | $648,637 | +0.8% | 0.7% |
| San Luis Obispo County | $897,661 | +2.0% | 0.68% |
Frequently asked questions
What is the average home price in Contra Costa County, CA?
The typical home value in Contra Costa County is $768,394 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Contra Costa County?
About $216,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Contra Costa County?
The median effective rate is 0.83% of home value a year (Census ACS 2024 5-year estimates).