Union County, Arkansas home prices
Typical home $125,218 · -1.1% in a year · property tax 0.57%
The typical home in Union County is worth $125,218, 44% less than the Arkansas typical home ($224,158). Values changed -1.1% in the past year and -5.7% over five years. Homeowners here pay a median 0.57% of their home's value in property tax each year ($709 on the typical home), versus 0.5% statewide.
Mortgage on the typical Union County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $25,044 | $100,174 | $674 | $0 | $122 | $796 | $34,100 |
| 10% down | $12,522 | $112,696 | $758 | $47 | $122 | $927 | $39,700 |
| 5% down | $6,261 | $118,957 | $800 | $50 | $122 | $972 | $41,600 |
| 3.5% down (FHA) | $4,383 | $122,950 | $827 | $55 | $122 | $1,004 | $43,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.57% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arkansas · part of the El Dorado metro area.
Arkansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Columbia County | $125,336 | -2.7% | 0.47% |
| Clay County | $124,769 | +5.3% | 0.5% |
| Lincoln County | $127,199 | +9.0% | 0.52% |
| Hempstead County | $122,770 | +4.0% | 0.57% |
| Arkansas County | $122,343 | +1.9% | 0.54% |
| Poinsett County | $130,353 | +5.3% | 0.53% |
| Lawrence County | $132,623 | +1.2% | 0.47% |
| Mississippi County | $116,648 | +4.8% | 0.52% |
| Calhoun County | $134,184 | +5.4% | 0.47% |
| Dallas County | $113,174 | +3.4% | 0.56% |
Frequently asked questions
What is the average home price in Union County, AR?
The typical home value in Union County is $125,218 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Union County?
About $34,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Union County?
The median effective rate is 0.57% of home value a year (Census ACS 2024 5-year estimates).