Lawrence County, Arkansas home prices
Typical home $132,623 · +1.2% in a year · property tax 0.47%
The typical home in Lawrence County is worth $132,623, 41% less than the Arkansas typical home ($224,158). Values changed +1.2% in the past year and +14.3% over five years. Homeowners here pay a median 0.47% of their home's value in property tax each year ($618 on the typical home), versus 0.5% statewide.
Mortgage on the typical Lawrence County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $26,525 | $106,098 | $714 | $0 | $118 | $832 | $35,600 |
| 10% down | $13,262 | $119,361 | $803 | $50 | $118 | $971 | $41,600 |
| 5% down | $6,631 | $125,992 | $848 | $52 | $118 | $1,018 | $43,600 |
| 3.5% down (FHA) | $4,642 | $130,221 | $876 | $59 | $118 | $1,052 | $45,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.47% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arkansas.
Arkansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Calhoun County | $134,184 | +5.4% | 0.47% |
| Poinsett County | $130,353 | +5.3% | 0.53% |
| Lincoln County | $127,199 | +9.0% | 0.52% |
| Columbia County | $125,336 | -2.7% | 0.47% |
| Union County | $125,218 | -1.1% | 0.57% |
| Clay County | $124,769 | +5.3% | 0.5% |
| Randolph County | $141,633 | +1.0% | 0.4% |
| Hempstead County | $122,770 | +4.0% | 0.57% |
| Arkansas County | $122,343 | +1.9% | 0.54% |
| Sharp County | $145,803 | -0.2% | 0.56% |
Frequently asked questions
What is the average home price in Lawrence County, AR?
The typical home value in Lawrence County is $132,623 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Lawrence County?
About $35,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Lawrence County?
The median effective rate is 0.47% of home value a year (Census ACS 2024 5-year estimates).