Columbia County, Arkansas home prices
Typical home $125,336 · -2.7% in a year · property tax 0.47%
The typical home in Columbia County is worth $125,336, 44% less than the Arkansas typical home ($224,158). Values changed -2.7% in the past year and -17.1% over five years. Homeowners here pay a median 0.47% of their home's value in property tax each year ($592 on the typical home), versus 0.5% statewide.
Mortgage on the typical Columbia County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $25,067 | $100,268 | $675 | $0 | $112 | $786 | $33,700 |
| 10% down | $12,534 | $112,802 | $759 | $47 | $112 | $918 | $39,300 |
| 5% down | $6,267 | $119,069 | $801 | $50 | $112 | $963 | $41,300 |
| 3.5% down (FHA) | $4,387 | $123,065 | $828 | $55 | $112 | $995 | $42,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.47% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arkansas · part of the Magnolia metro area.
Arkansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Union County | $125,218 | -1.1% | 0.57% |
| Clay County | $124,769 | +5.3% | 0.5% |
| Lincoln County | $127,199 | +9.0% | 0.52% |
| Hempstead County | $122,770 | +4.0% | 0.57% |
| Arkansas County | $122,343 | +1.9% | 0.54% |
| Poinsett County | $130,353 | +5.3% | 0.53% |
| Lawrence County | $132,623 | +1.2% | 0.47% |
| Mississippi County | $116,648 | +4.8% | 0.52% |
| Calhoun County | $134,184 | +5.4% | 0.47% |
| Dallas County | $113,174 | +3.4% | 0.56% |
Frequently asked questions
What is the average home price in Columbia County, AR?
The typical home value in Columbia County is $125,336 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Columbia County?
About $33,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Columbia County?
The median effective rate is 0.47% of home value a year (Census ACS 2024 5-year estimates).