Cross County, Arkansas home prices
Typical home $148,304 · +7.3% in a year · property tax 0.51%
The typical home in Cross County is worth $148,304, 34% less than the Arkansas typical home ($224,158). Values changed +7.3% in the past year and +15.0% over five years. Homeowners here pay a median 0.51% of their home's value in property tax each year ($752 on the typical home), versus 0.5% statewide.
Mortgage on the typical Cross County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $29,661 | $118,643 | $798 | $0 | $137 | $935 | $40,100 |
| 10% down | $14,830 | $133,474 | $898 | $56 | $137 | $1,090 | $46,700 |
| 5% down | $7,415 | $140,889 | $948 | $59 | $137 | $1,143 | $49,000 |
| 3.5% down (FHA) | $5,191 | $145,618 | $980 | $66 | $137 | $1,182 | $50,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.51% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arkansas.
Arkansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Sharp County | $145,803 | -0.2% | 0.56% |
| Prairie County | $154,008 | +6.8% | 0.72% |
| Drew County | $154,673 | +0.0% | 0.47% |
| Randolph County | $141,633 | +1.0% | 0.4% |
| Little River County | $157,995 | +12.0% | 0.5% |
| Hot Spring County | $159,254 | -3.1% | 0.48% |
| Cleveland County | $159,668 | +0.2% | 0.48% |
| Scott County | $160,089 | +8.8% | 0.43% |
| Clark County | $161,308 | +3.6% | 0.56% |
| Yell County | $162,084 | +2.0% | 0.45% |
Frequently asked questions
What is the average home price in Cross County, AR?
The typical home value in Cross County is $148,304 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Cross County?
About $40,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Cross County?
The median effective rate is 0.51% of home value a year (Census ACS 2024 5-year estimates).