Tallapoosa County, Alabama home prices
Typical home $263,539 · -1.7% in a year · property tax 0.3%
The typical home in Tallapoosa County is worth $263,539, 10% more than the Alabama typical home ($238,614). Values changed -1.7% in the past year and +10.5% over five years. Homeowners here pay a median 0.3% of their home's value in property tax each year ($800 on the typical home), versus 0.38% statewide.
Mortgage on the typical Tallapoosa County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $52,708 | $210,831 | $1,418 | $0 | $198 | $1,617 | $69,300 |
| 10% down | $26,354 | $237,185 | $1,596 | $99 | $198 | $1,893 | $81,100 |
| 5% down | $13,177 | $250,362 | $1,684 | $104 | $198 | $1,987 | $85,200 |
| 3.5% down (FHA) | $9,224 | $258,766 | $1,741 | $117 | $198 | $2,056 | $88,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.3% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Alabama.
Alabama counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Autauga County | $265,448 | +3.8% | 0.3% |
| Elmore County | $272,853 | +4.3% | 0.27% |
| Cullman County | $252,044 | +3.2% | 0.26% |
| Tuscaloosa County | $249,799 | +0.6% | 0.32% |
| Saint Clair County | $279,967 | +3.5% | 0.32% |
| Marshall County | $240,091 | +2.9% | 0.36% |
| Blount County | $235,551 | +2.1% | 0.3% |
| Cleburne County | $232,870 | +6.4% | 0.29% |
| Cherokee County | $229,115 | +0.8% | 0.38% |
| Morgan County | $227,725 | +0.7% | 0.34% |
Frequently asked questions
What is the average home price in Tallapoosa County, AL?
The typical home value in Tallapoosa County is $263,539 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Tallapoosa County?
About $69,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Tallapoosa County?
The median effective rate is 0.3% of home value a year (Census ACS 2024 5-year estimates).