Cleburne County, Alabama home prices
Typical home $232,870 · +6.4% in a year · property tax 0.29%
The typical home in Cleburne County is worth $232,870, 2% less than the Alabama typical home ($238,614). Values changed +6.4% in the past year and +22.4% over five years. Homeowners here pay a median 0.29% of their home's value in property tax each year ($683 on the typical home), versus 0.38% statewide.
Mortgage on the typical Cleburne County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $46,574 | $186,296 | $1,253 | $0 | $173 | $1,427 | $61,100 |
| 10% down | $23,287 | $209,583 | $1,410 | $87 | $173 | $1,671 | $71,600 |
| 5% down | $11,644 | $221,227 | $1,488 | $92 | $173 | $1,754 | $75,200 |
| 3.5% down (FHA) | $8,150 | $228,652 | $1,538 | $103 | $173 | $1,815 | $77,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.29% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Alabama.
Alabama counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Blount County | $235,551 | +2.1% | 0.3% |
| Cherokee County | $229,115 | +0.8% | 0.38% |
| Morgan County | $227,725 | +0.7% | 0.34% |
| Lauderdale County | $227,549 | +3.2% | 0.38% |
| Marshall County | $240,091 | +2.9% | 0.36% |
| Chilton County | $221,906 | +6.3% | 0.33% |
| Bibb County | $220,480 | +3.6% | 0.2% |
| Lawrence County | $220,468 | +0.5% | 0.29% |
| Tuscaloosa County | $249,799 | +0.6% | 0.32% |
| De Kalb County | $215,383 | +5.2% | 0.32% |
Frequently asked questions
What is the average home price in Cleburne County, AL?
The typical home value in Cleburne County is $232,870 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Cleburne County?
About $61,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Cleburne County?
The median effective rate is 0.29% of home value a year (Census ACS 2024 5-year estimates).