Blount County, Alabama home prices
Typical home $235,551 · +2.1% in a year · property tax 0.3%
The typical home in Blount County is worth $235,551, about the same as the Alabama typical home ($238,614). Values changed +2.1% in the past year and +13.9% over five years. Homeowners here pay a median 0.3% of their home's value in property tax each year ($703 on the typical home), versus 0.38% statewide.
Mortgage on the typical Blount County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $47,110 | $188,441 | $1,268 | $0 | $176 | $1,444 | $61,900 |
| 10% down | $23,555 | $211,996 | $1,426 | $88 | $176 | $1,691 | $72,500 |
| 5% down | $11,778 | $223,774 | $1,505 | $93 | $176 | $1,775 | $76,100 |
| 3.5% down (FHA) | $8,244 | $231,285 | $1,556 | $104 | $176 | $1,836 | $78,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.3% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Alabama · part of the Birmingham metro area.
Alabama counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Cleburne County | $232,870 | +6.4% | 0.29% |
| Marshall County | $240,091 | +2.9% | 0.36% |
| Cherokee County | $229,115 | +0.8% | 0.38% |
| Morgan County | $227,725 | +0.7% | 0.34% |
| Lauderdale County | $227,549 | +3.2% | 0.38% |
| Chilton County | $221,906 | +6.3% | 0.33% |
| Tuscaloosa County | $249,799 | +0.6% | 0.32% |
| Bibb County | $220,480 | +3.6% | 0.2% |
| Lawrence County | $220,468 | +0.5% | 0.29% |
| Cullman County | $252,044 | +3.2% | 0.26% |
Frequently asked questions
What is the average home price in Blount County, AL?
The typical home value in Blount County is $235,551 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Blount County?
About $61,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Blount County?
The median effective rate is 0.3% of home value a year (Census ACS 2024 5-year estimates).