How much house can I afford on $80,000 in New Hampshire?
About $264,000 with 20% down ($214,000 with an FHA loan), using New Hampshire's 1.43% property tax rate.
That is $247,146 less than the typical New Hampshire home ($510,937), so on $80,000 you'd look at cheaper areas or a smaller home. The payment of $1,867 covers $1,420 principal and interest, $315 property tax and $132 insurance.
Counties in New Hampshire you can afford on $80,000
1 of 10 counties have a typical home value at or below $264,000:
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Coos County | $252,787 | -2.0% | 1.89% |
Affordable metro areas
Assumes a 30-year fixed loan at 7.11%, property tax of 1.43% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Other salaries in New Hampshire
Frequently asked questions
How much house can I afford on $80,000 in New Hampshire?
About $264,000 with 20% down at 7.11%, keeping the payment (with New Hampshire's 1.43% property tax and insurance) under $1,867 a month.
Is $80,000 enough to buy a house in New Hampshire?
Not the typical home: the typical New Hampshire home is worth $510,937 (Zillow, September 2026) and $80,000 supports about $264,000. 1 of 10 counties are within budget.