How much house can I afford on $70,000 in New Hampshire?
About $231,000 with 20% down ($187,000 with an FHA loan), using New Hampshire's 1.43% property tax rate.
That is $280,120 less than the typical New Hampshire home ($510,937), so on $70,000 you'd look at cheaper areas or a smaller home. The payment of $1,633 covers $1,242 principal and interest, $276 property tax and $115 insurance.
Counties in New Hampshire you can afford on $70,000
On $70,000 the typical home is out of reach in every New Hampshire county tracked by Zillow — the cheapest is Coos County at $252,787.
Assumes a 30-year fixed loan at 7.11%, property tax of 1.43% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Other salaries in New Hampshire
Frequently asked questions
How much house can I afford on $70,000 in New Hampshire?
About $231,000 with 20% down at 7.11%, keeping the payment (with New Hampshire's 1.43% property tax and insurance) under $1,633 a month.
Is $70,000 enough to buy a house in New Hampshire?
Not the typical home: the typical New Hampshire home is worth $510,937 (Zillow, September 2026) and $70,000 supports about $231,000. 0 of 10 counties are within budget.