Berlin, NH home prices
Typical home $252,870 · -2.0% in a year · income needed $80,900
The Berlin, NH metro area ranks 446 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -2.0% in a year and +32.9% over five years. With 20% down at 7.11%, the typical home costs about $1,887 a month including 1.89% property tax (Coos County rate).
Mortgage on the typical Berlin home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $50,574 | $202,296 | $1,361 | $0 | $526 | $1,887 | $80,900 |
| 10% down | $25,287 | $227,583 | $1,531 | $95 | $526 | $2,151 | $92,200 |
| 5% down | $12,644 | $240,227 | $1,616 | $100 | $526 | $2,242 | $96,100 |
| 3.5% down (FHA) | $8,850 | $248,290 | $1,670 | $112 | $526 | $2,308 | $98,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.89% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Berlin area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Coos County, NH | $252,787 | -2.0% | 1.89% |
What can you afford in New Hampshire on your salary? · New Hampshire home prices · Salaries in New Hampshire
Frequently asked questions
How much is a house in Berlin?
The typical home in the Berlin, NH metro area is worth $252,870 (Zillow, September 2026).
What salary do you need to buy a house in Berlin?
About $80,900 a year for the typical home with 20% down at 7.11%.