Mortgage on a $750K house in Oregon
$4,905 a month with 20% down — $4,036 principal and interest plus $493 property tax and $375 insurance.
Oregon's typical property tax is 0.79% of the home's value a year (U.S. average 0.9%), which adds $493 a month on a $750K home. The typical home in Oregon is worth $492,753, so $750K is 52% above the typical price.
$750K home in Oregon: payment by down payment
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $150,000 | $600,000 | $4,036 | $0 | $868 | $4,905 | $210,200 |
| 10% down | $75,000 | $675,000 | $4,541 | $281 | $868 | $5,690 | $243,900 |
| 5% down | $37,500 | $712,500 | $4,793 | $297 | $868 | $5,958 | $255,400 |
| 3.5% down (FHA) | $26,250 | $736,416 | $4,954 | $332 | $868 | $6,154 | $263,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.79% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Where in Oregon does $750K buy a typical home?
In these counties the typical home value is within 15% of $750K:
| County | Typical home | Tax rate | Total / month |
|---|---|---|---|
| Hood River County | $682,386 | 0.53% | $4,744 |
| Deschutes County | $658,505 | 0.58% | $4,777 |
36 of 36 Oregon counties tracked by Zillow have a typical home value at or below $750K. See all Oregon home prices.
Other prices in Oregon
Frequently asked questions
What is the mortgage on a $750K house in Oregon?
About $4,905 a month with 20% down at 7.11%: $4,036 principal and interest, $493 property tax and $375 insurance.
How much do I need to make to buy a $750K house in Oregon?
About $210,200 a year, so that the payment stays under 28% of your gross income.
What is the property tax on a $750K house in Oregon?
At Oregon's typical effective rate of 0.79%, about $5,920 a year. Rates vary by county and city — see the county pages.