Mortgage on a $750K house in Hawaii
$4,577 a month with 20% down — $4,036 principal and interest plus $165 property tax and $375 insurance.
Hawaii's typical property tax is 0.26% of the home's value a year (U.S. average 0.9%), which adds $165 a month on a $750K home. The typical home in Hawaii is worth $832,932, so $750K is 10% below the typical price.
$750K home in Hawaii: payment by down payment
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $150,000 | $600,000 | $4,036 | $0 | $540 | $4,577 | $196,100 |
| 10% down | $75,000 | $675,000 | $4,541 | $281 | $540 | $5,363 | $229,800 |
| 5% down | $37,500 | $712,500 | $4,793 | $297 | $540 | $5,630 | $241,300 |
| 3.5% down (FHA) | $26,250 | $736,416 | $4,954 | $332 | $540 | $5,826 | $249,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.26% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Where in Hawaii does $750K buy a typical home?
In these counties the typical home value is within 15% of $750K:
| County | Typical home | Tax rate | Total / month |
|---|---|---|---|
| Honolulu County | $855,988 | 0.28% | $4,589 |
1 of 4 Hawaii counties tracked by Zillow have a typical home value at or below $750K. See all Hawaii home prices.
Other prices in Hawaii
Frequently asked questions
What is the mortgage on a $750K house in Hawaii?
About $4,577 a month with 20% down at 7.11%: $4,036 principal and interest, $165 property tax and $375 insurance.
How much do I need to make to buy a $750K house in Hawaii?
About $196,100 a year, so that the payment stays under 28% of your gross income.
What is the property tax on a $750K house in Hawaii?
At Hawaii's typical effective rate of 0.26%, about $1,986 a year. Rates vary by county and city — see the county pages.