Mortgage on a $350K house in Hawaii
$2,136 a month with 20% down — $1,884 principal and interest plus $77 property tax and $175 insurance.
Hawaii's typical property tax is 0.26% of the home's value a year (U.S. average 0.9%), which adds $77 a month on a $350K home. The typical home in Hawaii is worth $832,932, so $350K is 58% below the typical price.
$350K home in Hawaii: payment by down payment
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $70,000 | $280,000 | $1,884 | $0 | $252 | $2,136 | $91,500 |
| 10% down | $35,000 | $315,000 | $2,119 | $131 | $252 | $2,503 | $107,300 |
| 5% down | $17,500 | $332,500 | $2,237 | $139 | $252 | $2,628 | $112,600 |
| 3.5% down (FHA) | $12,250 | $343,661 | $2,312 | $155 | $252 | $2,719 | $116,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.26% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Where in Hawaii does $350K buy a typical home?
No Hawaii county has a typical home value within 15% of $350K.
0 of 4 Hawaii counties tracked by Zillow have a typical home value at or below $350K. See all Hawaii home prices.
Other prices in Hawaii
Frequently asked questions
What is the mortgage on a $350K house in Hawaii?
About $2,136 a month with 20% down at 7.11%: $1,884 principal and interest, $77 property tax and $175 insurance.
How much do I need to make to buy a $350K house in Hawaii?
About $91,500 a year, so that the payment stays under 28% of your gross income.
What is the property tax on a $350K house in Hawaii?
At Hawaii's typical effective rate of 0.26%, about $927 a year. Rates vary by county and city — see the county pages.