Williamsport, PA home prices
Typical home $235,744 · +3.5% in a year · income needed $70,500
The Williamsport, PA metro area ranks 501 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.5% in a year and +26.0% over five years. With 20% down at 7.11%, the typical home costs about $1,644 a month including 1.31% property tax (Lycoming County rate).
Mortgage on the typical Williamsport home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $47,149 | $188,595 | $1,269 | $0 | $375 | $1,644 | $70,500 |
| 10% down | $23,574 | $212,170 | $1,427 | $88 | $375 | $1,891 | $81,000 |
| 5% down | $11,787 | $223,957 | $1,507 | $93 | $375 | $1,975 | $84,600 |
| 3.5% down (FHA) | $8,251 | $231,474 | $1,557 | $104 | $375 | $2,037 | $87,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.31% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Williamsport area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lycoming County, PA | $235,755 | +3.4% | 1.31% |
What can you afford in Pennsylvania on your salary? · Pennsylvania home prices · Salaries in Pennsylvania
Frequently asked questions
How much is a house in Williamsport?
The typical home in the Williamsport, PA metro area is worth $235,744 (Zillow, September 2026).
What salary do you need to buy a house in Williamsport?
About $70,500 a year for the typical home with 20% down at 7.11%.