Pittsfield, MA home prices
Typical home $389,980 · +1.6% in a year · income needed $116,700
The Pittsfield, MA metro area ranks 161 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.6% in a year and +31.0% over five years. With 20% down at 7.11%, the typical home costs about $2,723 a month including 1.32% property tax (Berkshire County rate).
Mortgage on the typical Pittsfield home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $77,996 | $311,984 | $2,099 | $0 | $624 | $2,723 | $116,700 |
| 10% down | $38,998 | $350,982 | $2,361 | $146 | $624 | $3,132 | $134,200 |
| 5% down | $19,499 | $370,481 | $2,492 | $154 | $624 | $3,271 | $140,200 |
| 3.5% down (FHA) | $13,649 | $382,917 | $2,576 | $172 | $624 | $3,373 | $144,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.32% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Pittsfield area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Berkshire County, MA | $389,996 | +1.6% | 1.32% |
What can you afford in Massachusetts on your salary? · Massachusetts home prices · Salaries in Massachusetts
Frequently asked questions
How much is a house in Pittsfield?
The typical home in the Pittsfield, MA metro area is worth $389,980 (Zillow, September 2026).
What salary do you need to buy a house in Pittsfield?
About $116,700 a year for the typical home with 20% down at 7.11%.