Othello, WA home prices
Typical home $304,605 · -2.1% in a year · income needed $85,300
The Othello, WA metro area ranks 312 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -2.1% in a year and +19.9% over five years. With 20% down at 7.11%, the typical home costs about $1,991 a month including 0.79% property tax (Adams County rate).
Mortgage on the typical Othello home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $60,921 | $243,684 | $1,639 | $0 | $352 | $1,991 | $85,300 |
| 10% down | $30,460 | $274,144 | $1,844 | $114 | $352 | $2,310 | $99,000 |
| 5% down | $15,230 | $289,375 | $1,947 | $121 | $352 | $2,419 | $103,700 |
| 3.5% down (FHA) | $10,661 | $299,088 | $2,012 | $135 | $352 | $2,498 | $107,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.79% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Othello area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Adams County, WA | $304,595 | -2.1% | 0.79% |
What can you afford in Washington on your salary? · Washington home prices · Salaries in Washington
Frequently asked questions
How much is a house in Othello?
The typical home in the Othello, WA metro area is worth $304,605 (Zillow, September 2026).
What salary do you need to buy a house in Othello?
About $85,300 a year for the typical home with 20% down at 7.11%.