Lewiston, ME home prices
Typical home $328,534 · +1.0% in a year · income needed $96,500
The Lewiston, ME metro area ranks 260 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.0% in a year and +32.3% over five years. With 20% down at 7.11%, the typical home costs about $2,251 a month including 1.16% property tax (Androscoggin County rate).
Mortgage on the typical Lewiston home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $65,707 | $262,827 | $1,768 | $0 | $483 | $2,251 | $96,500 |
| 10% down | $32,853 | $295,681 | $1,989 | $123 | $483 | $2,595 | $111,200 |
| 5% down | $16,427 | $312,107 | $2,100 | $130 | $483 | $2,712 | $116,200 |
| 3.5% down (FHA) | $11,499 | $322,583 | $2,170 | $145 | $483 | $2,798 | $119,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.16% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Lewiston area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Androscoggin County, ME | $328,518 | +1.0% | 1.16% |
What can you afford in Maine on your salary? · Maine home prices · Salaries in Maine
Frequently asked questions
How much is a house in Lewiston?
The typical home in the Lewiston, ME metro area is worth $328,534 (Zillow, September 2026).
What salary do you need to buy a house in Lewiston?
About $96,500 a year for the typical home with 20% down at 7.11%.