Androscoggin County, Maine home prices
Typical home $328,518 · +1.0% in a year · property tax 1.16%
The typical home in Androscoggin County is worth $328,518, 20% less than the Maine typical home ($412,002). Values changed +1.0% in the past year and +32.3% over five years. Homeowners here pay a median 1.16% of their home's value in property tax each year ($3,821 on the typical home), versus 0.92% statewide.
Mortgage on the typical Androscoggin County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $65,704 | $262,815 | $1,768 | $0 | $483 | $2,251 | $96,500 |
| 10% down | $32,852 | $295,667 | $1,989 | $123 | $483 | $2,595 | $111,200 |
| 5% down | $16,426 | $312,092 | $2,099 | $130 | $483 | $2,712 | $116,200 |
| 3.5% down (FHA) | $11,498 | $322,568 | $2,170 | $145 | $483 | $2,798 | $119,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.16% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Maine · part of the Lewiston metro area.
Maine counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Oxford County | $316,256 | +0.1% | 0.99% |
| Kennebec County | $315,675 | +0.6% | 1.09% |
| Waldo County | $344,137 | +3.7% | 1.04% |
| Franklin County | $290,988 | +1.0% | 1.04% |
| Penobscot County | $277,437 | +2.0% | 1.16% |
| Hancock County | $419,630 | +2.9% | 0.83% |
| Somerset County | $228,626 | +1.9% | 1.08% |
| Piscataquis County | $227,800 | +0.2% | 0.9% |
| Sagadahoc County | $432,225 | +1.7% | 1.04% |
| Knox County | $436,709 | -0.6% | 1.17% |
Frequently asked questions
What is the average home price in Androscoggin County, ME?
The typical home value in Androscoggin County is $328,518 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Androscoggin County?
About $96,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Androscoggin County?
The median effective rate is 1.16% of home value a year (Census ACS 2024 5-year estimates).