Brookhaven, MS home prices
Typical home $167,234 · +1.4% in a year · income needed $46,300
The Brookhaven, MS metro area ranks 768 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.4% in a year and -0.1% over five years. With 20% down at 7.11%, the typical home costs about $1,081 a month including 0.7% property tax (Lincoln County rate).
Mortgage on the typical Brookhaven home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $33,447 | $133,788 | $900 | $0 | $181 | $1,081 | $46,300 |
| 10% down | $16,723 | $150,511 | $1,012 | $63 | $181 | $1,256 | $53,800 |
| 5% down | $8,362 | $158,873 | $1,069 | $66 | $181 | $1,316 | $56,400 |
| 3.5% down (FHA) | $5,853 | $164,205 | $1,105 | $74 | $181 | $1,360 | $58,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.7% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Brookhaven area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lincoln County, MS | $167,175 | +1.5% | 0.7% |
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Frequently asked questions
How much is a house in Brookhaven?
The typical home in the Brookhaven, MS metro area is worth $167,234 (Zillow, September 2026).
What salary do you need to buy a house in Brookhaven?
About $46,300 a year for the typical home with 20% down at 7.11%.