Beatrice, NE home prices
Typical home $200,715 · +0.6% in a year · income needed $60,700
The Beatrice, NE metro area ranks 636 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.6% in a year and +31.5% over five years. With 20% down at 7.11%, the typical home costs about $1,416 a month including 1.41% property tax (Gage County rate).
Mortgage on the typical Beatrice home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $40,143 | $160,572 | $1,080 | $0 | $336 | $1,416 | $60,700 |
| 10% down | $20,072 | $180,644 | $1,215 | $75 | $336 | $1,626 | $69,700 |
| 5% down | $10,036 | $190,679 | $1,283 | $79 | $336 | $1,698 | $72,800 |
| 3.5% down (FHA) | $7,025 | $197,080 | $1,326 | $89 | $336 | $1,750 | $75,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.41% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Beatrice area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Gage County, NE | $200,898 | +0.6% | 1.41% |
What can you afford in Nebraska on your salary? · Nebraska home prices · Salaries in Nebraska
Frequently asked questions
How much is a house in Beatrice?
The typical home in the Beatrice, NE metro area is worth $200,715 (Zillow, September 2026).
What salary do you need to buy a house in Beatrice?
About $60,700 a year for the typical home with 20% down at 7.11%.