York County, Virginia home prices
Typical home $463,575 · +2.8% in a year · property tax 0.64%
The typical home in York County is worth $463,575, 12% more than the Virginia typical home ($412,252). Values changed +2.8% in the past year and +26.8% over five years. Homeowners here pay a median 0.64% of their home's value in property tax each year ($2,990 on the typical home), versus 0.71% statewide.
Mortgage on the typical York County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $92,715 | $370,860 | $2,495 | $0 | $481 | $2,976 | $127,500 |
| 10% down | $46,357 | $417,217 | $2,807 | $174 | $481 | $3,461 | $148,300 |
| 5% down | $23,179 | $440,396 | $2,963 | $183 | $481 | $3,627 | $155,400 |
| 3.5% down (FHA) | $16,225 | $455,178 | $3,062 | $205 | $481 | $3,748 | $160,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.64% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Virginia · part of the Virginia Beach metro area.
Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Poquoson City | $460,122 | +1.8% | 0.92% |
| Fredericksburg City | $467,891 | +1.7% | 0.6% |
| Spotsylvania County | $456,909 | +0.9% | 0.58% |
| Hanover County | $456,445 | +3.5% | 0.66% |
| Manassas Park City | $456,320 | +1.6% | 1.17% |
| King George County | $476,101 | +2.8% | 0.53% |
| New Kent County | $447,882 | +3.6% | 0.64% |
| Manassas City | $481,776 | -0.6% | 1.09% |
| Charlottesville City | $483,274 | +0.5% | 0.8% |
| James City County | $484,205 | +1.8% | 0.65% |
Frequently asked questions
What is the average home price in York County, VA?
The typical home value in York County is $463,575 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in York County?
About $127,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in York County?
The median effective rate is 0.64% of home value a year (Census ACS 2024 5-year estimates).