Williamsburg City, Virginia home prices
Typical home $414,600 · +3.4% in a year · property tax 0.59%
The typical home in Williamsburg City is worth $414,600, about the same as the Virginia typical home ($412,252). Values changed +3.4% in the past year and +23.9% over five years. Homeowners here pay a median 0.59% of their home's value in property tax each year ($2,439 on the typical home), versus 0.71% statewide.
Mortgage on the typical Williamsburg City home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $82,920 | $331,680 | $2,231 | $0 | $411 | $2,642 | $113,200 |
| 10% down | $41,460 | $373,140 | $2,510 | $155 | $411 | $3,076 | $131,800 |
| 5% down | $20,730 | $393,870 | $2,650 | $164 | $411 | $3,224 | $138,200 |
| 3.5% down (FHA) | $14,511 | $407,091 | $2,739 | $183 | $411 | $3,332 | $142,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.59% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Virginia · part of the Virginia Beach metro area.
Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Chesterfield County | $410,086 | +2.6% | 0.76% |
| Louisa County | $419,890 | +2.6% | 0.6% |
| Madison County | $420,931 | +4.4% | 0.53% |
| Virginia Beach City | $424,664 | +3.1% | 0.8% |
| Chesapeake City | $424,806 | +3.6% | 0.82% |
| Frederick County | $428,315 | +1.3% | 0.48% |
| Henrico County | $397,454 | +1.8% | 0.71% |
| Lancaster County | $397,428 | +5.6% | 0.48% |
| Warren County | $394,470 | +3.0% | 0.52% |
| Suffolk City | $387,665 | +2.8% | 0.93% |
Frequently asked questions
What is the average home price in Williamsburg City, VA?
The typical home value in Williamsburg City is $414,600 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Williamsburg City?
About $113,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Williamsburg City?
The median effective rate is 0.59% of home value a year (Census ACS 2024 5-year estimates).