Greene County, Virginia home prices
Typical home $382,417 · +1.2% in a year · property tax 0.61%
The typical home in Greene County is worth $382,417, 7% less than the Virginia typical home ($412,252). Values changed +1.2% in the past year and +25.2% over five years. Homeowners here pay a median 0.61% of their home's value in property tax each year ($2,324 on the typical home), versus 0.71% statewide.
Mortgage on the typical Greene County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $76,483 | $305,934 | $2,058 | $0 | $385 | $2,443 | $104,700 |
| 10% down | $38,242 | $344,175 | $2,315 | $143 | $385 | $2,844 | $121,900 |
| 5% down | $19,121 | $363,296 | $2,444 | $151 | $385 | $2,980 | $127,700 |
| 3.5% down (FHA) | $13,385 | $375,490 | $2,526 | $169 | $385 | $3,080 | $132,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.61% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Virginia · part of the Charlottesville metro area.
Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Isle of Wight County | $383,688 | +2.2% | 0.7% |
| Orange County | $380,385 | +1.8% | 0.55% |
| Middlesex County | $380,242 | +1.2% | 0.5% |
| Suffolk City | $387,665 | +2.8% | 0.93% |
| Gloucester County | $375,131 | +4.0% | 0.57% |
| Fluvanna County | $372,612 | +1.1% | 0.63% |
| Warren County | $394,470 | +3.0% | 0.52% |
| Augusta County | $369,272 | +5.6% | 0.47% |
| Lancaster County | $397,428 | +5.6% | 0.48% |
| Henrico County | $397,454 | +1.8% | 0.71% |
Frequently asked questions
What is the average home price in Greene County, VA?
The typical home value in Greene County is $382,417 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Greene County?
About $104,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Greene County?
The median effective rate is 0.61% of home value a year (Census ACS 2024 5-year estimates).