Perry County, Tennessee home prices
Typical home $170,720 · +2.2% in a year · property tax 0.53%
The typical home in Perry County is worth $170,720, 48% less than the Tennessee typical home ($330,844). Values changed +2.2% in the past year and +6.7% over five years. Homeowners here pay a median 0.53% of their home's value in property tax each year ($908 on the typical home), versus 0.46% statewide.
Mortgage on the typical Perry County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $34,144 | $136,576 | $919 | $0 | $161 | $1,080 | $46,300 |
| 10% down | $17,072 | $153,648 | $1,034 | $64 | $161 | $1,259 | $53,900 |
| 5% down | $8,536 | $162,184 | $1,091 | $68 | $161 | $1,320 | $56,600 |
| 3.5% down (FHA) | $5,975 | $167,627 | $1,128 | $76 | $161 | $1,364 | $58,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.53% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Tennessee.
Tennessee counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| McNairy County | $172,914 | +5.6% | 0.38% |
| Obion County | $166,805 | +7.4% | 0.52% |
| Haywood County | $175,513 | +4.1% | 0.62% |
| Dyer County | $175,680 | +3.5% | 0.63% |
| Hancock County | $176,431 | +9.4% | 0.45% |
| Chester County | $164,234 | +0.8% | 0.52% |
| Carroll County | $177,700 | +2.5% | 0.58% |
| Gibson County | $178,894 | +2.1% | 0.66% |
| Decatur County | $180,599 | +7.3% | 0.46% |
| Wayne County | $180,980 | +6.3% | 0.49% |
Frequently asked questions
What is the average home price in Perry County, TN?
The typical home value in Perry County is $170,720 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Perry County?
About $46,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Perry County?
The median effective rate is 0.53% of home value a year (Census ACS 2024 5-year estimates).