Haywood County, Tennessee home prices
Typical home $175,513 · +4.1% in a year · property tax 0.62%
The typical home in Haywood County is worth $175,513, 47% less than the Tennessee typical home ($330,844). Values changed +4.1% in the past year and +23.1% over five years. Homeowners here pay a median 0.62% of their home's value in property tax each year ($1,096 on the typical home), versus 0.46% statewide.
Mortgage on the typical Haywood County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $35,103 | $140,410 | $945 | $0 | $179 | $1,124 | $48,200 |
| 10% down | $17,551 | $157,961 | $1,063 | $66 | $179 | $1,308 | $56,000 |
| 5% down | $8,776 | $166,737 | $1,122 | $69 | $179 | $1,370 | $58,700 |
| 3.5% down (FHA) | $6,143 | $172,334 | $1,159 | $78 | $179 | $1,416 | $60,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.62% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Tennessee.
Tennessee counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Dyer County | $175,680 | +3.5% | 0.63% |
| Hancock County | $176,431 | +9.4% | 0.45% |
| Carroll County | $177,700 | +2.5% | 0.58% |
| McNairy County | $172,914 | +5.6% | 0.38% |
| Gibson County | $178,894 | +2.1% | 0.66% |
| Perry County | $170,720 | +2.2% | 0.53% |
| Decatur County | $180,599 | +7.3% | 0.46% |
| Wayne County | $180,980 | +6.3% | 0.49% |
| Obion County | $166,805 | +7.4% | 0.52% |
| Hickman County | $186,108 | +2.8% | 0.46% |
Frequently asked questions
What is the average home price in Haywood County, TN?
The typical home value in Haywood County is $175,513 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Haywood County?
About $48,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Haywood County?
The median effective rate is 0.62% of home value a year (Census ACS 2024 5-year estimates).