Hamblen County, Tennessee home prices
Typical home $269,584 · +2.9% in a year · property tax 0.41%
The typical home in Hamblen County is worth $269,584, 19% less than the Tennessee typical home ($330,844). Values changed +2.9% in the past year and +35.1% over five years. Homeowners here pay a median 0.41% of their home's value in property tax each year ($1,102 on the typical home), versus 0.46% statewide.
Mortgage on the typical Hamblen County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $53,917 | $215,667 | $1,451 | $0 | $227 | $1,677 | $71,900 |
| 10% down | $26,958 | $242,625 | $1,632 | $101 | $227 | $1,960 | $84,000 |
| 5% down | $13,479 | $256,105 | $1,723 | $107 | $227 | $2,056 | $88,100 |
| 3.5% down (FHA) | $9,435 | $264,701 | $1,781 | $119 | $227 | $2,127 | $91,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.41% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Tennessee · part of the Morristown metro area.
Tennessee counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Tipton County | $268,759 | +1.1% | 0.5% |
| White County | $276,288 | +6.0% | 0.4% |
| Macon County | $260,164 | +3.3% | 0.39% |
| Rhea County | $258,525 | +3.5% | 0.43% |
| Grainger County | $280,819 | +5.9% | 0.48% |
| Sullivan County | $257,715 | -0.5% | 0.58% |
| Lincoln County | $257,515 | +3.4% | 0.45% |
| Sequatchie County | $281,765 | +2.9% | 0.45% |
| McMinn County | $256,264 | +3.7% | 0.35% |
| Marion County | $254,750 | +1.2% | 0.43% |
Frequently asked questions
What is the average home price in Hamblen County, TN?
The typical home value in Hamblen County is $269,584 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Hamblen County?
About $71,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Hamblen County?
The median effective rate is 0.41% of home value a year (Census ACS 2024 5-year estimates).