McKean County, Pennsylvania home prices
Typical home $109,724 · -3.2% in a year · property tax 1.59%
The typical home in McKean County is worth $109,724, 62% less than the Pennsylvania typical home ($287,078). Values changed -3.2% in the past year and +1.7% over five years. Homeowners here pay a median 1.59% of their home's value in property tax each year ($1,743 on the typical home), versus 1.12% statewide.
Mortgage on the typical McKean County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $21,945 | $87,779 | $590 | $0 | $200 | $791 | $33,900 |
| 10% down | $10,972 | $98,752 | $664 | $41 | $200 | $906 | $38,800 |
| 5% down | $5,486 | $104,238 | $701 | $43 | $200 | $945 | $40,500 |
| 3.5% down (FHA) | $3,840 | $107,737 | $725 | $49 | $200 | $973 | $41,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.59% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Pennsylvania · part of the Bradford metro area.
Pennsylvania counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Cameron County | $109,199 | -7.9% | 1.59% |
| Jefferson County | $121,510 | -0.7% | 1% |
| Cambria County | $124,304 | +3.5% | 1.23% |
| Venango County | $127,794 | -0.4% | 1.27% |
| Forest County | $130,593 | +7.2% | 0.99% |
| Elk County | $137,822 | +15.8% | 1.27% |
| Warren County | $139,074 | +2.1% | 1.32% |
| Clarion County | $140,548 | -1.8% | 0.97% |
| Fayette County | $143,795 | -1.6% | 1.12% |
| Clearfield County | $144,352 | +4.3% | 1.09% |
Frequently asked questions
What is the average home price in McKean County, PA?
The typical home value in McKean County is $109,724 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in McKean County?
About $33,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in McKean County?
The median effective rate is 1.59% of home value a year (Census ACS 2024 5-year estimates).