Canadian County, Oklahoma home prices
Typical home $271,039 · +1.1% in a year · property tax 0.97%
The typical home in Canadian County is worth $271,039, 23% more than the Oklahoma typical home ($220,801). Values changed +1.1% in the past year and +24.8% over five years. Homeowners here pay a median 0.97% of their home's value in property tax each year ($2,636 on the typical home), versus 0.76% statewide.
Mortgage on the typical Canadian County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $54,208 | $216,832 | $1,459 | $0 | $355 | $1,814 | $77,700 |
| 10% down | $27,104 | $243,935 | $1,641 | $102 | $355 | $2,098 | $89,900 |
| 5% down | $13,552 | $257,487 | $1,732 | $107 | $355 | $2,195 | $94,100 |
| 3.5% down (FHA) | $9,486 | $266,130 | $1,790 | $120 | $355 | $2,265 | $97,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.97% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oklahoma · part of the Oklahoma City metro area.
Oklahoma counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wagoner County | $283,777 | +2.7% | 0.79% |
| Rogers County | $284,951 | +3.3% | 0.75% |
| McClain County | $285,440 | +0.8% | 0.79% |
| Cleveland County | $251,085 | +0.6% | 1% |
| Tulsa County | $250,892 | +2.8% | 0.97% |
| Grady County | $244,386 | +4.5% | 0.68% |
| Payne County | $242,024 | +4.1% | 0.85% |
| Delaware County | $300,963 | +4.0% | 0.6% |
| Kingfisher County | $230,055 | +1.0% | 0.58% |
| Bryan County | $228,588 | -0.7% | 0.64% |
Frequently asked questions
What is the average home price in Canadian County, OK?
The typical home value in Canadian County is $271,039 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Canadian County?
About $77,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Canadian County?
The median effective rate is 0.97% of home value a year (Census ACS 2024 5-year estimates).