Ashe County, North Carolina home prices
Typical home $351,357 · +3.6% in a year · property tax 0.49%
The typical home in Ashe County is worth $351,357, 6% more than the North Carolina typical home ($332,159). Values changed +3.6% in the past year and +16.2% over five years. Homeowners here pay a median 0.49% of their home's value in property tax each year ($1,720 on the typical home), versus 0.64% statewide.
Mortgage on the typical Ashe County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $70,271 | $281,085 | $1,891 | $0 | $319 | $2,210 | $94,700 |
| 10% down | $35,136 | $316,221 | $2,127 | $132 | $319 | $2,578 | $110,500 |
| 5% down | $17,568 | $333,789 | $2,245 | $139 | $319 | $2,704 | $115,900 |
| 3.5% down (FHA) | $12,297 | $344,993 | $2,321 | $155 | $319 | $2,795 | $119,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.49% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Carolina.
North Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Franklin County | $355,924 | -0.3% | 0.65% |
| Macon County | $359,927 | +1.9% | 0.43% |
| Johnston County | $339,986 | -0.6% | 0.62% |
| Haywood County | $338,535 | -3.0% | 0.57% |
| Clay County | $338,459 | -0.6% | 0.43% |
| Davie County | $325,287 | +3.2% | 0.63% |
| Cabarrus County | $380,437 | -0.3% | 0.73% |
| Swain County | $321,857 | +0.5% | 0.41% |
| Iredell County | $383,806 | +0.4% | 0.61% |
| Avery County | $384,253 | -1.1% | 0.38% |
Frequently asked questions
What is the average home price in Ashe County, NC?
The typical home value in Ashe County is $351,357 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Ashe County?
About $94,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Ashe County?
The median effective rate is 0.49% of home value a year (Census ACS 2024 5-year estimates).