Bronx County, New York home prices
Typical home $503,721 · +5.8% in a year · property tax 1.03%
The typical home in Bronx County is worth $503,721, 4% less than the New York typical home ($524,942). Values changed +5.8% in the past year and -4.6% over five years. Homeowners here pay a median 1.03% of their home's value in property tax each year ($5,182 on the typical home), versus 1.42% statewide.
Mortgage on the typical Bronx County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $100,744 | $402,977 | $2,711 | $0 | $684 | $3,395 | $145,500 |
| 10% down | $50,372 | $453,349 | $3,050 | $189 | $684 | $3,922 | $168,100 |
| 5% down | $25,186 | $478,535 | $3,219 | $199 | $684 | $4,102 | $175,800 |
| 3.5% down (FHA) | $17,630 | $494,597 | $3,327 | $223 | $684 | $4,234 | $181,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.03% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in New York · part of the New York metro area.
New York counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Dutchess County | $504,887 | +5.7% | 1.89% |
| Columbia County | $489,917 | +5.6% | 1.4% |
| Saratoga County | $468,194 | +5.5% | 1.4% |
| Orange County | $467,501 | +3.5% | 2.19% |
| Ulster County | $451,636 | +3.6% | 1.77% |
| Putnam County | $575,184 | +5.5% | 2.12% |
| Warren County | $380,651 | +5.7% | 1.47% |
| Albany County | $372,401 | +4.1% | 1.77% |
| Greene County | $368,122 | +3.7% | 1.49% |
| Tompkins County | $350,432 | +3.5% | 2.24% |
Frequently asked questions
What is the average home price in Bronx County, NY?
The typical home value in Bronx County is $503,721 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Bronx County?
About $145,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Bronx County?
The median effective rate is 1.03% of home value a year (Census ACS 2024 5-year estimates).