Greene County, New York home prices
Typical home $368,122 · +3.7% in a year · property tax 1.49%
The typical home in Greene County is worth $368,122, 30% less than the New York typical home ($524,942). Values changed +3.7% in the past year and +26.6% over five years. Homeowners here pay a median 1.49% of their home's value in property tax each year ($5,497 on the typical home), versus 1.42% statewide.
Mortgage on the typical Greene County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $73,624 | $294,497 | $1,981 | $0 | $642 | $2,623 | $112,400 |
| 10% down | $36,812 | $331,309 | $2,229 | $138 | $642 | $3,009 | $129,000 |
| 5% down | $18,406 | $349,716 | $2,353 | $146 | $642 | $3,140 | $134,600 |
| 3.5% down (FHA) | $12,884 | $361,454 | $2,432 | $163 | $642 | $3,237 | $138,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.49% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in New York.
New York counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Albany County | $372,401 | +4.1% | 1.77% |
| Warren County | $380,651 | +5.7% | 1.47% |
| Tompkins County | $350,432 | +3.5% | 2.24% |
| Rensselaer County | $327,950 | +5.8% | 2.05% |
| Yates County | $325,604 | +5.1% | 1.88% |
| Sullivan County | $323,717 | +4.8% | 2% |
| Ontario County | $323,653 | +5.8% | 2.05% |
| Schenectady County | $312,933 | +5.2% | 2.36% |
| Erie County | $295,625 | +3.4% | 1.98% |
| Essex County | $292,915 | +6.8% | 1.47% |
Frequently asked questions
What is the average home price in Greene County, NY?
The typical home value in Greene County is $368,122 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Greene County?
About $112,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Greene County?
The median effective rate is 1.49% of home value a year (Census ACS 2024 5-year estimates).