Dona Ana County, New Mexico home prices
Typical home $285,351 · -0.6% in a year · property tax 0.67%
The typical home in Dona Ana County is worth $285,351, 10% less than the New Mexico typical home ($315,812). Values changed -0.6% in the past year and +26.8% over five years. Homeowners here pay a median 0.67% of their home's value in property tax each year ($1,913 on the typical home), versus 0.63% statewide.
Mortgage on the typical Dona Ana County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $57,070 | $228,280 | $1,536 | $0 | $302 | $1,838 | $78,800 |
| 10% down | $28,535 | $256,816 | $1,728 | $107 | $302 | $2,137 | $91,600 |
| 5% down | $14,268 | $271,083 | $1,824 | $113 | $302 | $2,239 | $95,900 |
| 3.5% down (FHA) | $9,987 | $280,182 | $1,885 | $126 | $302 | $2,313 | $99,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.67% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in New Mexico · part of the Las Cruces metro area.
New Mexico counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| San Juan County | $273,559 | +6.8% | 0.68% |
| Valencia County | $318,413 | +2.9% | 0.62% |
| Eddy County | $247,965 | +3.1% | 0.52% |
| San Miguel County | $246,341 | +4.7% | 0.57% |
| Colfax County | $244,949 | -2.7% | 0.52% |
| Rio Arriba County | $331,139 | +2.3% | 0.42% |
| Lincoln County | $335,919 | -3.4% | 0.53% |
| Otero County | $229,953 | -1.8% | 0.55% |
| Bernalillo County | $347,674 | +1.7% | 0.9% |
| Torrance County | $217,224 | +6.0% | 0.45% |
Frequently asked questions
What is the average home price in Dona Ana County, NM?
The typical home value in Dona Ana County is $285,351 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Dona Ana County?
About $78,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Dona Ana County?
The median effective rate is 0.67% of home value a year (Census ACS 2024 5-year estimates).