Cuming County, Nebraska home prices
Typical home $269,878 · +7.8% in a year · property tax 1%
The typical home in Cuming County is worth $269,878, 3% less than the Nebraska typical home ($278,299). Values changed +7.8% in the past year and +40.6% over five years. Homeowners here pay a median 1% of their home's value in property tax each year ($2,693 on the typical home), versus 1.31% statewide.
Mortgage on the typical Cuming County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $53,976 | $215,902 | $1,452 | $0 | $359 | $1,812 | $77,600 |
| 10% down | $26,988 | $242,890 | $1,634 | $101 | $359 | $2,094 | $89,800 |
| 5% down | $13,494 | $256,384 | $1,725 | $107 | $359 | $2,191 | $93,900 |
| 3.5% down (FHA) | $9,446 | $264,990 | $1,783 | $119 | $359 | $2,261 | $96,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Nebraska.
Nebraska counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Stanton County | $264,237 | +6.7% | 1.26% |
| Platte County | $278,340 | +2.1% | 1.29% |
| Hayes County | $280,179 | +1.4% | 1.01% |
| Howard County | $280,528 | +4.3% | 1.16% |
| Hall County | $255,979 | -0.5% | 1.39% |
| Keya Paha County | $284,560 | -1.1% | 1.29% |
| Madison County | $254,172 | +3.4% | 1.37% |
| Wayne County | $252,588 | +6.6% | 1.12% |
| Kearney County | $250,494 | +5.0% | 1.23% |
| Keith County | $247,262 | +7.0% | 1.41% |
Frequently asked questions
What is the average home price in Cuming County, NE?
The typical home value in Cuming County is $269,878 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Cuming County?
About $77,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Cuming County?
The median effective rate is 1% of home value a year (Census ACS 2024 5-year estimates).