Texas County, Missouri home prices
Typical home $204,908 · +8.2% in a year · property tax 0.49%
The typical home in Texas County is worth $204,908, 23% less than the Missouri typical home ($265,387). Values changed +8.2% in the past year and +36.2% over five years. Homeowners here pay a median 0.49% of their home's value in property tax each year ($996 on the typical home), versus 0.79% statewide.
Mortgage on the typical Texas County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $40,982 | $163,926 | $1,103 | $0 | $185 | $1,288 | $55,200 |
| 10% down | $20,491 | $184,417 | $1,241 | $77 | $185 | $1,503 | $64,400 |
| 5% down | $10,245 | $194,662 | $1,310 | $81 | $185 | $1,576 | $67,500 |
| 3.5% down (FHA) | $7,172 | $201,196 | $1,353 | $91 | $185 | $1,630 | $69,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.49% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Missouri.
Missouri counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hickory County | $204,845 | +12.1% | 0.41% |
| Saint Clair County | $204,249 | +4.3% | 0.61% |
| Lawrence County | $205,738 | +1.7% | 0.59% |
| Putnam County | $206,807 | +4.8% | 1.01% |
| Wright County | $208,979 | +3.6% | 0.4% |
| Dade County | $199,292 | +6.4% | 0.62% |
| Macon County | $198,532 | +4.0% | 0.69% |
| Marion County | $198,277 | +4.0% | 0.82% |
| Lewis County | $211,970 | +9.7% | 0.71% |
| Knox County | $197,801 | +10.8% | 0.83% |
Frequently asked questions
What is the average home price in Texas County, MO?
The typical home value in Texas County is $204,908 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Texas County?
About $55,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Texas County?
The median effective rate is 0.49% of home value a year (Census ACS 2024 5-year estimates).