Lawrence County, Missouri home prices
Typical home $205,738 · +1.7% in a year · property tax 0.59%
The typical home in Lawrence County is worth $205,738, 22% less than the Missouri typical home ($265,387). Values changed +1.7% in the past year and +32.6% over five years. Homeowners here pay a median 0.59% of their home's value in property tax each year ($1,213 on the typical home), versus 0.79% statewide.
Mortgage on the typical Lawrence County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $41,148 | $164,590 | $1,107 | $0 | $204 | $1,311 | $56,200 |
| 10% down | $20,574 | $185,164 | $1,246 | $77 | $204 | $1,527 | $65,400 |
| 5% down | $10,287 | $195,451 | $1,315 | $81 | $204 | $1,600 | $68,600 |
| 3.5% down (FHA) | $7,201 | $202,011 | $1,359 | $91 | $204 | $1,654 | $70,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.59% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Missouri.
Missouri counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Texas County | $204,908 | +8.2% | 0.49% |
| Hickory County | $204,845 | +12.1% | 0.41% |
| Putnam County | $206,807 | +4.8% | 1.01% |
| Saint Clair County | $204,249 | +4.3% | 0.61% |
| Wright County | $208,979 | +3.6% | 0.4% |
| Lewis County | $211,970 | +9.7% | 0.71% |
| Dade County | $199,292 | +6.4% | 0.62% |
| Macon County | $198,532 | +4.0% | 0.69% |
| Marion County | $198,277 | +4.0% | 0.82% |
| Knox County | $197,801 | +10.8% | 0.83% |
Frequently asked questions
What is the average home price in Lawrence County, MO?
The typical home value in Lawrence County is $205,738 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Lawrence County?
About $56,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Lawrence County?
The median effective rate is 0.59% of home value a year (Census ACS 2024 5-year estimates).