Ralls County, Missouri home prices
Typical home $258,256 · +4.4% in a year · property tax 0.73%
The typical home in Ralls County is worth $258,256, 3% less than the Missouri typical home ($265,387). Values changed +4.4% in the past year and +38.4% over five years. Homeowners here pay a median 0.73% of their home's value in property tax each year ($1,887 on the typical home), versus 0.79% statewide.
Mortgage on the typical Ralls County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $51,651 | $206,605 | $1,390 | $0 | $286 | $1,676 | $71,800 |
| 10% down | $25,826 | $232,430 | $1,564 | $97 | $286 | $1,947 | $83,400 |
| 5% down | $12,913 | $245,343 | $1,650 | $102 | $286 | $2,039 | $87,400 |
| 3.5% down (FHA) | $9,039 | $253,578 | $1,706 | $114 | $286 | $2,106 | $90,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.73% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Missouri · part of the Hannibal metro area.
Missouri counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Greene County | $255,838 | +3.2% | 0.71% |
| Ray County | $262,323 | +4.4% | 0.8% |
| Miller County | $263,109 | +3.6% | 0.57% |
| Franklin County | $264,683 | +4.9% | 0.8% |
| Osage County | $265,223 | +4.6% | 0.59% |
| Sainte Genevieve County | $265,523 | +10.4% | 0.63% |
| Lafayette County | $248,526 | +7.3% | 0.73% |
| Webster County | $268,140 | +5.0% | 0.52% |
| Jackson County | $247,543 | +2.7% | 1.12% |
| Maries County | $247,200 | +9.0% | 0.51% |
Frequently asked questions
What is the average home price in Ralls County, MO?
The typical home value in Ralls County is $258,256 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Ralls County?
About $71,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Ralls County?
The median effective rate is 0.73% of home value a year (Census ACS 2024 5-year estimates).