Ozark County, Missouri home prices
Typical home $224,762 · +5.8% in a year · property tax 0.44%
The typical home in Ozark County is worth $224,762, 15% less than the Missouri typical home ($265,387). Values changed +5.8% in the past year and +38.9% over five years. Homeowners here pay a median 0.44% of their home's value in property tax each year ($982 on the typical home), versus 0.79% statewide.
Mortgage on the typical Ozark County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $44,952 | $179,809 | $1,210 | $0 | $194 | $1,404 | $60,200 |
| 10% down | $22,476 | $202,286 | $1,361 | $84 | $194 | $1,639 | $70,300 |
| 5% down | $11,238 | $213,524 | $1,436 | $89 | $194 | $1,720 | $73,700 |
| 3.5% down (FHA) | $7,867 | $220,691 | $1,485 | $99 | $194 | $1,778 | $76,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.44% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Missouri.
Missouri counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Henry County | $223,535 | +3.5% | 0.81% |
| Bates County | $226,765 | +3.5% | 0.61% |
| Monroe County | $222,580 | +5.9% | 0.8% |
| Pike County | $221,907 | +9.5% | 0.67% |
| Howard County | $227,624 | +6.2% | 0.77% |
| Nodaway County | $221,558 | +3.7% | 0.77% |
| Howell County | $221,167 | +7.3% | 0.5% |
| Cedar County | $229,184 | +5.3% | 0.62% |
| Crawford County | $220,192 | +8.2% | 0.56% |
| McDonald County | $230,115 | +5.1% | 0.46% |
Frequently asked questions
What is the average home price in Ozark County, MO?
The typical home value in Ozark County is $224,762 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Ozark County?
About $60,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Ozark County?
The median effective rate is 0.44% of home value a year (Census ACS 2024 5-year estimates).