Howell County, Missouri home prices
Typical home $221,167 · +7.3% in a year · property tax 0.5%
The typical home in Howell County is worth $221,167, 17% less than the Missouri typical home ($265,387). Values changed +7.3% in the past year and +43.6% over five years. Homeowners here pay a median 0.5% of their home's value in property tax each year ($1,115 on the typical home), versus 0.79% statewide.
Mortgage on the typical Howell County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $44,233 | $176,933 | $1,190 | $0 | $203 | $1,394 | $59,700 |
| 10% down | $22,117 | $199,050 | $1,339 | $83 | $203 | $1,625 | $69,700 |
| 5% down | $11,058 | $210,108 | $1,413 | $88 | $203 | $1,704 | $73,000 |
| 3.5% down (FHA) | $7,741 | $217,161 | $1,461 | $98 | $203 | $1,762 | $75,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.5% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Missouri · part of the West Plains metro area.
Missouri counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Nodaway County | $221,558 | +3.7% | 0.77% |
| Pike County | $221,907 | +9.5% | 0.67% |
| Crawford County | $220,192 | +8.2% | 0.56% |
| Monroe County | $222,580 | +5.9% | 0.8% |
| Henry County | $223,535 | +3.5% | 0.81% |
| Jasper County | $217,594 | +1.5% | 0.72% |
| Ozark County | $224,762 | +5.8% | 0.44% |
| Bates County | $226,765 | +3.5% | 0.61% |
| Howard County | $227,624 | +6.2% | 0.77% |
| Cedar County | $229,184 | +5.3% | 0.62% |
Frequently asked questions
What is the average home price in Howell County, MO?
The typical home value in Howell County is $221,167 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Howell County?
About $59,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Howell County?
The median effective rate is 0.5% of home value a year (Census ACS 2024 5-year estimates).