Mower County, Minnesota home prices
Typical home $201,999 · +2.9% in a year · property tax 1.03%
The typical home in Mower County is worth $201,999, 42% less than the Minnesota typical home ($348,778). Values changed +2.9% in the past year and +27.3% over five years. Homeowners here pay a median 1.03% of their home's value in property tax each year ($2,080 on the typical home), versus 1.04% statewide.
Mortgage on the typical Mower County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $40,400 | $161,599 | $1,087 | $0 | $274 | $1,361 | $58,300 |
| 10% down | $20,200 | $181,799 | $1,223 | $76 | $274 | $1,573 | $67,400 |
| 5% down | $10,100 | $191,899 | $1,291 | $80 | $274 | $1,645 | $70,500 |
| 3.5% down (FHA) | $7,070 | $198,340 | $1,334 | $89 | $274 | $1,698 | $72,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.03% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Minnesota · part of the Austin metro area.
Minnesota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Swift County | $200,692 | +5.2% | 0.86% |
| Marshall County | $199,293 | +6.3% | 0.8% |
| Pipestone County | $205,022 | +9.0% | 0.86% |
| Big Stone County | $205,428 | +9.9% | 0.87% |
| Freeborn County | $197,437 | +5.5% | 1.11% |
| Lincoln County | $207,341 | +5.4% | 0.96% |
| Red Lake County | $208,265 | +8.2% | 1% |
| Renville County | $192,374 | +7.8% | 1.04% |
| Pennington County | $191,990 | -2.4% | 1.26% |
| Lac Qui Parle County | $216,260 | +3.9% | 0.9% |
Frequently asked questions
What is the average home price in Mower County, MN?
The typical home value in Mower County is $201,999 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Mower County?
About $58,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Mower County?
The median effective rate is 1.03% of home value a year (Census ACS 2024 5-year estimates).