Big Stone County, Minnesota home prices
Typical home $205,428 · +9.9% in a year · property tax 0.87%
The typical home in Big Stone County is worth $205,428, 41% less than the Minnesota typical home ($348,778). Values changed +9.9% in the past year and +33.5% over five years. Homeowners here pay a median 0.87% of their home's value in property tax each year ($1,789 on the typical home), versus 1.04% statewide.
Mortgage on the typical Big Stone County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $41,086 | $164,342 | $1,106 | $0 | $252 | $1,357 | $58,200 |
| 10% down | $20,543 | $184,885 | $1,244 | $77 | $252 | $1,573 | $67,400 |
| 5% down | $10,271 | $195,156 | $1,313 | $81 | $252 | $1,646 | $70,500 |
| 3.5% down (FHA) | $7,190 | $201,707 | $1,357 | $91 | $252 | $1,700 | $72,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.87% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Minnesota.
Minnesota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Pipestone County | $205,022 | +9.0% | 0.86% |
| Lincoln County | $207,341 | +5.4% | 0.96% |
| Red Lake County | $208,265 | +8.2% | 1% |
| Mower County | $201,999 | +2.9% | 1.03% |
| Swift County | $200,692 | +5.2% | 0.86% |
| Marshall County | $199,293 | +6.3% | 0.8% |
| Freeborn County | $197,437 | +5.5% | 1.11% |
| Lac Qui Parle County | $216,260 | +3.9% | 0.9% |
| Stevens County | $217,836 | +8.1% | 0.81% |
| Renville County | $192,374 | +7.8% | 1.04% |
Frequently asked questions
What is the average home price in Big Stone County, MN?
The typical home value in Big Stone County is $205,428 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Big Stone County?
About $58,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Big Stone County?
The median effective rate is 0.87% of home value a year (Census ACS 2024 5-year estimates).