Kanabec County, Minnesota home prices
Typical home $270,028 · +5.7% in a year · property tax 1.13%
The typical home in Kanabec County is worth $270,028, 23% less than the Minnesota typical home ($348,778). Values changed +5.7% in the past year and +23.4% over five years. Homeowners here pay a median 1.13% of their home's value in property tax each year ($3,057 on the typical home), versus 1.04% statewide.
Mortgage on the typical Kanabec County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $54,006 | $216,022 | $1,453 | $0 | $390 | $1,843 | $79,000 |
| 10% down | $27,003 | $243,025 | $1,635 | $101 | $390 | $2,126 | $91,100 |
| 5% down | $13,501 | $256,527 | $1,726 | $107 | $390 | $2,222 | $95,200 |
| 3.5% down (FHA) | $9,451 | $265,137 | $1,784 | $119 | $390 | $2,293 | $98,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.13% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Minnesota.
Minnesota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Todd County | $265,621 | +6.8% | 0.95% |
| Lake County | $275,583 | +3.7% | 0.73% |
| Aitkin County | $275,987 | +4.0% | 0.55% |
| Rock County | $263,653 | +3.4% | 0.71% |
| Beltrami County | $263,076 | +2.7% | 0.97% |
| Pine County | $261,692 | +5.1% | 0.86% |
| Waseca County | $259,153 | +2.5% | 1.18% |
| Fillmore County | $280,947 | +2.3% | 0.94% |
| Winona County | $282,899 | +3.9% | 0.93% |
| Saint Louis County | $255,915 | +5.6% | 1.03% |
Frequently asked questions
What is the average home price in Kanabec County, MN?
The typical home value in Kanabec County is $270,028 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Kanabec County?
About $79,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Kanabec County?
The median effective rate is 1.13% of home value a year (Census ACS 2024 5-year estimates).